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Sean Todd Sean Todd

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Virginia-Life-Annuities-and-Health-Insurance日本語版参考資料、Virginia-Life-Annuities-and-Health-Insurance日本語学習内容

Jpexamに提供されている資料はIT認定試験に対して10年過ぎの経験を持っているプロフェッショナルによって研究と実践を通じて作成し出されたものです。Jpexamは最新かつ最も正確な試験Virginia-Life-Annuities-and-Health-Insurance問題集を用意しておきます。Jpexamは皆さんの成功のために存在しているものですから、Jpexamを選択することは成功を選択するのと同じです。順調にIT認定試験に合格したいなら、Jpexamはあなたの唯一の選択です。

どのようにすればもっと楽にVirginia InsuranceのVirginia-Life-Annuities-and-Health-Insurance認定試験に合格することができるかについて考えたことがありますか。試験に合格する秘密を見つけましたか。それを行う方法がわからない場合、私は教えてあげましょう。実際には、認定試験に合格できる方法が多くあります。試験に関連する知識を一生懸命習得することがただ一つの方法です。今はそのようにしていますか。しかし、これが一番時間を無駄にして、望ましい効果を得られない方法です。それに、毎日仕事で忙しいあなたは、恐らく試験に準備する充分な時間がないでしょう。では、JpexamのVirginia-Life-Annuities-and-Health-Insurance問題集を試しましょう。この試験参考書はきっとあなたに思えぬ良い結果を与えられます。

>> Virginia-Life-Annuities-and-Health-Insurance日本語版参考資料 <<

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大量の時間と金銭をかかるのに比べて、正しい仕方は肝心なことです。もしあなたはVirginia Insurance Virginia-Life-Annuities-and-Health-Insurance試験に準備しているなら、あんたのための整理される備考資料はあなたにとって最善のオプションです。我々の目標はあなたに試験にうまく合格させることです。弊社の誠意を信じてもらいたいし、Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance試験2成功するのを祈って願います。

Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 認定 Virginia-Life-Annuities-and-Health-Insurance 試験問題 (Q69-Q74):

質問 # 69
All of the following have a restricted ability to enter into a contract EXCEPT:

A. Individuals who are retired
B. Minors under a certain age
C. Individuals who are intoxicated
D. Individuals who are mentally ill

正解：A

解説：
Virginia contract law, reflected in Virginia Code § 38.2-102, requires capacity to form an insurance contract.
Option A (intoxicated individuals) lacks capacity if impaired, voiding consent. Option B(mentally ill individuals) may lack comprehension, restricting ability unless adjudicated competent. Option C (minors, typically under 18 per § 38.2-3405) can't contract without guardian consent, except for necessities. Option D (retired individuals) has no legal restriction; retirement is a status, not a capacity limiter-e.g., a 65-year-old retiree can buy insurance freely. The study guide likely covers capacity in a legal basics section, with examples like a drunk person's void policy versus a retiree's valid one, making D the exception.

質問 # 70
A typical disability income insurance policy EXCLUDES benefits for which one of the following causes of loss?

A. Falls
B. Permanent injuries
C. Sporting accidents
D. Intentional self-inflicted injuries

正解：D

解説：
Detailed Answer in Step-by-Step Solution:
* Disability income policies exclude benefits for intentional self-inflicted injuries (B) to prevent abuse or fraud.
* Permanent injuries (A), sporting accidents (C), and falls (D) are typically covered unless specifically excluded by the policy.
The Virginia study guide states that disability income insurance excludes self-inflicted injuries as a standard provision to ensure coverage applies to unforeseen events. Reference: Virginia Life, Annuities, and Health Insurance study guide, section on "Disability Income Insurance."

質問 # 71
An individual health insurance policy must include:

A. A 60-day grace period
B. Coverage for pre-existing conditions
C. Only the optional uniform provisions
D. A 10-day free look provision

正解：D

解説：
Detailed Answer in Step-by-Step Solution:
* Individual health insurance policies in Virginia must include a 10-day free look provision (B), allowing the policyholder to review and return the policy for a full refund.
* Option A (pre-existing conditions) is not mandatory unless required by the ACA, and exclusions may apply.
* Option C (only optional provisions) is incorrect; mandatory provisions are required, not just optional ones.
* Option D (60-day grace period) is excessive; the standard is typically 30 or 31 days for health insurance.
The Virginia study guide mandates a 10-day free look period for individual health insurance policies, ensuring consumer protection, as per state law and NAIC standards. Reference: Virginia Life, Annuities, and Health Insurance study guide, section on "Health Insurance Policy Provisions."

質問 # 72
Which term refers to the period of time from the beginning of confinement to the beginning of benefits under a long-term care insurance policy?

A. The elimination period
B. The exclusion period
C. The trial period
D. The qualifying period

正解：A

解説：
In long-term care (LTC) insurance, the elimination period, per Virginia Code § 38.2-5202, is the waiting period between the onset of a qualifying condition (e.g., confinement due to inability to perform ADLs) and the start of benefit payments. It's akin to a deductible in days (e.g., 30, 60, or 90 days), during which the insured must cover costs. Option D correctly names this period. Option A (trial period) isn't a standard LTC term. Option B (exclusion period) might confuse with pre-existing condition exclusions, but it's not the waiting period for benefits. Option C (qualifying period) could imply eligibility determination, but
"elimination period" is the precise industry term. The study guide likely defines this as a cost-sharing feature, with examples illustrating how longer periods reduce premiums, solidifying D as the answer.

質問 # 73
The benefit supplement attached to a life insurance policy which insures all members of a family is called a:

A. Family term rider
B. Survivorship term rider
C. Children's term rider
D. Spouse term rider

正解：A

解説：
Virginia Code § 38.2-3109 allows life insurance riders to extend coverage. A family term rider (option C) attaches to a primary policy (e.g., the breadwinner's) and provides term insurance for all family members- spouse and children-under one supplement, often with a single premium. Option A (spouse term rider) covers only the spouse, not children. Option B (children's term rider) insures only children, excluding the spouse. Option D (survivorship term rider) isn't a standard term; "survivorship" typically refers to joint life policies paying at the second death, not family coverage. The study guide likely describes the family term rider as a cost-effective way to insure dependents, with examples showing level term benefits for each member, making C the accurate answer.

質問 # 74
......

アフターシールサービスは、顧客への気配りのある支援ではなく、本物で忠実です。多くのクライアントは、この点で私たちを称賛するのをやめることはできません。 Virginia-Life-Annuities-and-Health-Insuranceトレーニング資料の標準をサポートするための厳しい基準があります。Virginia-Life-Annuities-and-Health-Insurance試験準備は、懸念される限り、さまざまな試験に合格するための高品質な学習プラットフォームをもたらすことができます。当社の製品は、主要な質問と回答で精巧に構成されています。練習するのに20時間から30時間しかかかりません。効果的な練習の後、Virginia-Life-Annuities-and-Health-Insuranceテスト問題から試験ポイントをマスターできます。そうすれば、合格するのに十分な自信があります。

Virginia-Life-Annuities-and-Health-Insurance日本語学習内容: https://www.jpexam.com/Virginia-Life-Annuities-and-Health-Insurance_exam.html

Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance日本語版参考資料お客様の満足は我々の進む力です、一方では、我々のVirginia-Life-Annuities-and-Health-Insurance試験問題集は全日24時間のオンラインお問い合わせを提供します、我々の有用なVirginia-Life-Annuities-and-Health-Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01有効試験問題集を提供することによって、あなたは長い間欲しかった証明書を手に入れることができれば幸いです、我々のVirginia-Life-Annuities-and-Health-Insurance模擬問題集（Virginia Life, Annuities, and Health Insurance Examination Series 11-01）を利用すると、Virginia-Life-Annuities-and-Health-Insurance認定の準備をする時に時間をたくさん節約することができます、これは非常に必要であると同時に、Virginia-Life-Annuities-and-Health-Insuranceトレーニング資料には専門家の素晴らしい夢のチームがあり、そのため、毎年提案の傾向を厳密に管理できます、Virginia-Life-Annuities-and-Health-Insurance試験参考書を作る専門家は問題集の内容の研究に取り組んでいます。

そ、それは大丈夫ですけどあれ、彼の世界への入り口と彼の世界への障壁は崩壊した、お客様の満足は我々の進む力です、一方では、我々のVirginia-Life-Annuities-and-Health-Insurance試験問題集は全日24時間のオンラインお問い合わせを提供します、我々の有用なVirginia-Life-Annuities-and-Health-Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01有効試験問題集を提供することによって、あなたは長い間欲しかった証明書を手に入れることができれば幸いです。

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我々のVirginia-Life-Annuities-and-Health-Insurance模擬問題集（Virginia Life, Annuities, and Health Insurance Examination Series 11-01）を利用すると、Virginia-Life-Annuities-and-Health-Insurance認定の準備をする時に時間をたくさん節約することができます、これは非常に必要であると同時に、Virginia-Life-Annuities-and-Health-Insuranceトレーニング資料には専門家の素晴らしい夢のチームがあり、そのため、毎年提案の傾向を厳密に管理できます。

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